Designed for Real Financial Needs
Accessible micro-credit built for India's diverse workforce — fast, transparent, and always responsible.
₹2,000 – ₹2,00,000
Flexible loan amounts designed for short-term financial needs — medical bills, rent deposits, vehicle repairs, or business inventory.
15 – 180 Days
Choose a repayment schedule that fits your cash flow. From 15-day quick repayments to 6-month extended tenures.
12% – 36% p.a.
Competitive annual interest rates determined by your profile. All charges disclosed upfront — zero hidden fees, no surprises.
Under 30 Minutes
From application to bank transfer in under 30 minutes. Funds reach your account via IMPS, NEFT, or UPI.
From Application to Disbursement
Download & Register
Download KASHJET and register with your mobile number. Complete Aadhaar eKYC and PAN verification in under 3 minutes.
Check Eligibility
Our AI-powered engine evaluates 200+ data points to determine your credit limit instantly — no impact on your CIBIL score.
Select & Apply
Choose your loan amount and tenure. Review all charges upfront including interest rate, processing fee, and total repayment amount.
Receive Funds
Upon approval by our NBFC partner, the loan amount is disbursed directly to your registered bank account within 30 minutes.
Who Can Apply?
Simple requirements. No collateral. No guarantor. No paperwork.
- Indian citizen aged 18 years or above
- Valid PAN card and Aadhaar card linked to mobile number
- Active bank account with any scheduled commercial bank
- Verifiable source of income (salaried, self-employed, gig worker, or freelancer)
- Active Indian mobile number for OTP verification
- Minimum CIBIL score of 550 (subject to NBFC partner discretion)
Built Different. Built Better.
100% Digital & Paperless
No branch visits. No physical documents. Complete the entire process from your phone.
Instant Decision
AI-powered credit assessment delivers real-time approval decisions — no waiting for days.
RBI Compliant
All loans sanctioned by RBI-registered NBFCs. Full transparency on all terms and charges.
Flexible Repayment
Repay via e-NACH, UPI AutoPay, or manual transfer. Prepay anytime with zero prepayment penalty.
Build Credit History
Timely repayments are reported to CIBIL, helping you build a strong credit profile over time.
3-Day Cooling Off
Return the loan within 3 days of disbursement with no penalty — as per RBI guidelines.