Manage Repayments Effortlessly
Multiple payment options, transparent schedules, and zero prepayment penalties. Stay in control of your finances with KASHJET's repayment tools.
Choose How You Pay
Four flexible payment methods to suit your banking preferences. Set it and forget it, or pay on your own terms.
e-NACH Auto-Debit
Set up a one-time mandate and your EMI is automatically debited from your bank account on the due date. Zero effort after setup.
UPI AutoPay
Link your UPI ID for automatic recurring payments. Works with Google Pay, PhonePe, Paytm, and all UPI-enabled apps.
Manual Payment
Pay directly through the KASHJET app or website using UPI, debit card, or net banking anytime before the due date.
Bank Transfer (NEFT/IMPS)
Transfer the EMI amount directly to the designated repayment account using the details available in your loan dashboard.
Built for Transparency & Flexibility
Clear Repayment Schedule
View your complete EMI schedule with due dates, principal, interest breakdown, and outstanding balance — all in one place.
3-Day Grace Period
We provide a 3-day grace period after the due date before any late payment charges are applied.
Prepayment Anytime
Repay your entire loan early with zero prepayment penalty. You only pay interest for the days you used the credit.
3-Day Cooling-Off Period
As per RBI guidelines, you can return the full loan amount within 3 days of disbursement with no penalty — just proportionate interest.
Real-Time Status Updates
Get instant SMS and in-app notifications for every payment — confirmation, reminders, and receipt generation.
CIBIL Reporting
Timely repayments are reported to all 4 credit bureaus — helping you build a stronger credit score with every EMI.
Our Collection Policy
Complete transparency on late payment charges and our commitment to ethical collection practices.
Late Payment Charges
₹50 per day or 2% of outstanding amount per month (whichever is higher). Charges are applied after the 3-day grace period.
Credit Score Impact
Late payments beyond 30 days are reported to credit bureaus (CIBIL, Experian, Equifax, CRIF High Mark), which can negatively affect your credit score.
Ethical Collection Process
KASHJET follows RBI's Fair Practices Code with zero tolerance for harassment. All recovery communications are respectful, transparent, and within regulated hours.
Hardship Support
Facing genuine financial difficulty? Contact our support team before the due date. We offer flexible restructuring options to help you stay on track.